A Permanent Account Number (PAN) card is an essential tool for students in the modern world. Not only does a Student PAN card allow students to open bank accounts, apply for loans and pay taxes, but it can also be used to avail government scholarships and other benefits.
In this article, we will discuss the use of PAN cards by students, explain how to apply for student PAN cards online and provide tips on ways in which they can use their PAN cards responsibly.
We will also outline the importance of having a PAN card as a student and provide advice on managing finances with its help.
How to Apply for a Student PAN card online?
- Review the PAN card filing instructions here
- From the drop-down box, choose “Application Type” > “New PAN – Indian Citizen (Form 49A)” and “Category” > “Individual”.
- Complete the needed fields on the PAN card application form, including name, email address, phone number, date of birth, and captcha code, and then click the “Submit” button.
- Choose the “Submit digitally with e-KYC and e-Sign,” “Submit scanned pictures through e-Sign,” or “Send application materials physically” option.
- Type in your personal information, parent information, contact information, and AO code, then click the “Next” button.
- Upload the necessary files, make the appropriate payment, and press the “Submit” button.
- It will produce the acknowledgment number, which students can use to check the status of their PAN application online.
- After choosing to “Send application materials physically,” the applicant must attach a current photo to the printed application form, place all necessary paperwork inside an envelope, and mail the package to the NSDL e-Gov office in Pune.
- If the option to “Submit digitally using e-KYC and e-Sign” or “Submit scanned pictures through e-Sign” is chosen, no physical delivery of the papers is required. The application filed online will be checked by the relevant authority.
- The PAN card will be mailed to the students once the application has been verified within 10-15 days.
Process to Apply Offline
1. From the official NSDL website, get Form 49A, the PAN Application.
2. Read the Form 49A’s filling instructions that are provided underneath the form.
3. Complete the form by entering all the necessary information as directed.
4. Provide a copy of the necessary paperwork.
5. Deliver the application form, the required paperwork, and the required money to the nearby NSDL/UTIITSL office or TIN facilitation centre.
6. The students will be given an acknowledgement number when they submit their applications, which they can use to check on the application’s progress.
7. The PAN card will be sent to the student’s address following the PAN application’s successful verification.
What to Remember While Filling out the Application?
- Ensure that you have all the required documents such as Aadhaar card, proof of address, and proof of identity.
- Make sure the name and other details in the application form match with those on your documents.
- Double-check the application form for errors before submitting it.
- Be prepared to provide biometric information such as fingerprints and iris scans.
- Verify that the PAN card application fee has been paid.
- Keep track of the application status using the acknowledgment number provided after submitting the application.
- If you face any issues during the application process, contact the relevant authorities for assistance.
Benefits of Having a PAN card as a Student
- Easy Access to banking services
- Easier payments
- Opportunities for Student Travel
- Access to E-KYC services
- Avail Governmental services efficiently.
- Build Credit Score
Tips on using a PAN card responsibly
Once students get their PAN card, they should use it responsibly and take necessary steps to ensure its safety. Here are some tips:
- Protect your PAN card details like you would any other confidential information. Do not share it with anyone or use it for fraudulent activities.
- Make use of the PAN card whenever it is required for financial transactions or governmental services.
- Ensure that your PAN card is updated with the latest information, such as your address and other details, to avoid any confusion when making payments.
- Keep track of your expenses and use a PAN card responsibly to build a good credit score.
- If you lose your PAN card, report it to the concerned authorities immediately and apply for a new one.
Conclusion
In conclusion, having a PAN card is essential for students as it allows them to access banking services, use online payment gateways and avail governmental benefits.
Applying for a student PAN card can also help build a good credit score over time. It is important that students use their PAN cards responsibly by protecting the details associated with it and keeping track of expenses.
If you have lost your PAN card or need to update its information, make sure to report it immediately and apply for a new one right away.